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Grow your manufacturing sales by offering Buy Now Pay Later

Unlock bigger orders and create a competitive advantage at proposal stage by offering instalments to customers.

How it works Book Demo
Manufacturing BNPL illustration

Commercial Furniture

Helping customers upgrade spaces sooner by removing the upfront cost barrier on larger projects.

For Commercial Furniture

Chemical Manufacturers

Giving buyers flexibility on essential consumables while you get paid upfront and avoid credit risk.

For Chemical Manufacturers

Packaging Manufacturers

Enabling bigger, more efficient bulk orders so customers aren't limited by monthly cash flow.

For Packaging Manufacturers

Wholesalers

Helping retailers place larger, more frequent orders without cash flow strain.

For Wholesalrs

Plastic Injection Moulding

Enabling larger production runs and raw material purchases without straining working capital.

For Plastic Injection Moulders

Computers & Electronics

Allowing businesses to acquire essential technology and equipment without large upfront expenditure.

For Computers & Electronics

Building Materials

Supporting contractors and builders with flexible payment terms on materials for larger projects.

For Building Materials

Waste Management

Helping waste management companies invest in equipment and expand operations with manageable payment terms.

For Waste Management

Benefits for your customer

More cash flow

Keep more money in your business by spreading the cost over time instead of paying upfront.

Larger orders

Can buy more of what they need now because the full cost does not hit your cashflow at once.

Easy approvals

Get a fast and simple approval process instead of waiting days, weeks or months for traditional loans.

How It Works - PaidTerms

How it works

We give you a designated payment link to send to customers. Add it to your invoice email and let the buyer choose terms.

Send payment link

Your customer can split the invoice into 3, 6, 9, or 12 monthly instalments at checkout.

Customer chooses terms

PaidTerms runs a quick business check using NZBN and Centrix to confirm the buyer's details and approve the transaction.

We verify the buyer instantly

You receive the full invoice amount upfront, and your customer pays it off in instalments through PaidTerms.

You get paid, they get terms
Blog Section - B2B BNPL

Latest from Our Blog

Explore how B2B Buy Now, Pay Later is transforming manufacturing and supplier relationships across New Zealand

Read Blog
NZ Manufacturing Sectors

New Zealand Manufacturing Sectors Shifting to B2B BNPL

These manufacturing verticals are adopting B2B BNPL as a smarter way to grow

Read Article
Benefits of B2B BNPL

The Top 4 Biggest Benefits of using B2B BNPL

Why B2B Buy Now, Pay Later Is Becoming a Growth Tool for Suppliers

Read Article
Winning Manufacturing Deals

Winning Manufacturing Deals Without Discounting

Manufacturing sales in New Zealand are highly competitive.

Read Article

FAQ for Manufacturing Businesses

How does PaidTerms work with my existing invoicing process?

You keep your current workflow. Issue your invoice as normal, drop your unique PaidTerms payment link at the bottom, and when the buyer chooses instalments, you get paid upfront while we manage the repayment schedule.

Can customers use BNPL on large or custom manufacturing orders?

Yes. PaidTerms is designed for $2k–$50k+ B2B orders — including custom runs, tooling, MOQs, and bulk stock purchases. If it’s an approved customer, it qualifies.

Do we still control our Minimum Order Quantities?

Absolutely. PaidTerms helps increase MOQs because customers can spread the payment. You remain in full control of pricing, MOQs, and production rules.

Does this replace our Trade Accounts?

Not necessarily. Think of PaidTerms as a flexible payment option you can offer alongside trade accounts — especially when customers hit their credit limits or want to place a larger order than cashflow allows.

What types of manufacturing customers typically use BNPL?

Any buyer who needs to purchase bulk stock, consumables, materials, parts, equipment, or seasonal inventory — especially when lump-sum payments slow them down.