Instalment Payments for Building Materials
We help building materials suppliers offer flexible payment terms to contractors and builders, enabling larger project orders while you get paid upfront with reduced credit risk.
Larger project orders
Immediate payment
Less credit riskWhy Building Materials Suppliers Use Instalments
Enable larger construction orders while protecting your cash flow and reducing payment delays.
Contractors and builders commit to larger material orders when they can spread payments over time
Builders need flexibility to align material payments with project milestones and client payments
Large upfront material costs prevent contractors from bidding on multiple projects simultaneously
Attract more contractor accounts by offering flexible B2B payment solutions
How it works
We give you a designated payment link to send to customers. Add it to your invoice email and let the buyer choose terms.
Example: Commercial Construction Project Using Instalments
See how the same scenario plays out differently
Buyer Type
General contractor preparing for commercial build
Order Size Needed
$85,000 for building materials and supplies
- •Contractor phases material orders
- •Project timeline extends due to delays
- •Supplier waits 30-60 days for payment
- •Multiple deliveries increase logistics costs
- •Contractor commits to full $85,000 order
- •Pays in 6 manageable installments
- •Supplier receives $85,000 upfront
- •All materials delivered on schedule
FAQ for Building Materials Businesses Offering Instalment Payments
Instalment payments allow your trade customers to split a building materials invoice into instalments (typically 3, 6, or 9 months) while you supply materials as normal. The buyer selects an instalment option at quote or invoice stage and pays monthly, while you receive the full invoice value upfront—without needing to manage in-house credit terms for every customer.
Yes. Offering instalments is designed for high-value building material orders such as project supply, bulk timber and steel orders, concrete pours, roofing packages, and large site deliveries.It allows builders and contractors to secure materials and lock in pricing without paying the full invoice upfront.
Yes. With instalment payments, the supplier is paid upfront and in full once the transaction is approved.The customer then repays PaidTerms over time, improving your cash flow while removing receivables from your balance sheet.
Instalment payments are designed to reduce credit risk for building materials suppliers. PaidTerms typically assesses the buyer and manages repayment, rather than the supplier carrying the risk or chasing overdue invoices. The intent is that repayment risk sits with PaidTerms—not with you.
When builders and contractors can spread payments, they’re less likely to reduce quantities, stage orders, or delay purchases. This often leads to larger project orders, higher acceptance of full material packages, and fewer price-driven negotiations. Instead of discounting to win work, suppliers can use payment flexibility to increase conversion and average order value.
