Better payment terms for New Zealand businesses.
We're building a better way for suppliers to get paid and customers to manage cash flow.
Businesses want to get
paid now.Customers want to
pay later.
makes both possible.Our mission is to make better payment terms more accessible, helping businesses protect cash flow, accept larger orders and invest in growth.
Built Here. Growing Here.
NZ owned & operated
Proudly built and operated in New Zealand, with local support.
Xero integrated
Connected with Xero to make offering and managing flexible payment options easier.
Growing supplier network
More New Zealand suppliers are joining PaidTerms and offering their customers a better way to pay.
Meet the founder
Thomas Morgan, Founder of PaidTerms
PaidTerms was founded in Auckland by New Zealand entrepreneur Thomas Morgan.
Thomas developed the idea after seeing how frequently cash-flow timing affected otherwise healthy business transactions. Suppliers wanted to offer customers greater flexibility, but doing so meant waiting longer to be paid and carrying additional credit risk.
He founded PaidTerms to create a better way for New Zealand businesses to trade: suppliers receive their money upfront, while approved customers get additional time to pay.
Today, Thomas continues to lead PaidTerms as it grows its network of suppliers, develops its technology and works toward making flexible B2B payments a standard part of doing business in New Zealand.
Connect with ThomasFrequently asked questions
Everything you need to know about PaidTerms, what we do, and why we built it.
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PaidTerms helps New Zealand suppliers get paid upfront on their invoices, while giving their business customers the flexibility to spread the cost over instalments.
It removes the trade-off where one side has to carry the cash flow pressure of the other.
We noticed that many good business transactions stalled because the supplier needed to be paid now, but the customer needed more time to pay.
PaidTerms was built in New Zealand to solve that mismatch, so both sides get the outcome they need.
Any New Zealand B2B supplier that wants to offer better payment terms without carrying the cash flow risk themselves, and any business customer who wants to spread a supplier invoice over time.
Yes. PaidTerms was founded in Auckland and is owned and operated in New Zealand, with local support.
Traditional trade accounts solve the customer's problem but leave the supplier waiting for payment.
PaidTerms embeds flexible instalment options directly into the payment process, so suppliers still get paid upfront.
Yes. PaidTerms connects with Xero to make offering and managing flexible payment options easier for suppliers.
Better terms. Better business.
Join New Zealand businesses getting paid upfront and growing with confidence.
