We help chemical manufacturers offer flexible payment terms to distributors and industrial buyers, enabling larger bulk orders while you get paid upfront with reduced credit risk.
We give you a designated payment link to send to customers. Add it to your invoice email and let the buyer choose terms.
Your customer can split the invoice into 3, 6, 9, or 12 monthly instalments at checkout.
PaidTerms runs a quick business check using NZBN and Centrix to confirm the buyer's details and approve the transaction.
You receive the full invoice amount upfront, and your customer pays it off in instalments through PaidTerms.
B2B BNPL allows your business customers to split a chemical invoice into instalments (typically 3, 6, or 9 months) while you manufacture and supply as normal.The buyer selects an instalment option at quote or invoice stage and pays monthly, while you receive the full invoice value upfront. This lets you offer flexible payment terms without running in-house credit accounts or extending long trading terms.
Yes. B2B BNPL is designed for high-value chemical orders such as bulk raw materials, recurring production runs, contract manufacturing, and large replenishment orders.
It works well for drum, pallet, IBC, and container-level purchases where customers want to secure supply or lock in pricing without paying the full amount upfront.
Yes. In a B2B BNPL model, the manufacturer is paid upfront and in full once the transaction is approved. The customer then repays the BNPL provider over time. This improves cash flow, removes receivables from your balance sheet, and reduces reliance on extended trading terms.
B2B BNPL is designed to reduce credit risk for chemical manufacturers.
The BNPL provider assesses the buyer and manages repayment, rather than the manufacturer carrying the risk or chasing overdue invoices. While terms vary by provider, the intent is that repayment risk sits with the BNPL provider—not with your business.
By spreading payments over time, buyers are less likely to reduce volumes, delay production, or negotiate purely on price. This often leads to larger order quantities, higher MOQ acceptance, and more complete formulations at quote stage. Instead of discounting chemicals to close deals, manufacturers can use payment flexibility to improve conversion rates and increase average order value.