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Bigger Orders Start With Better Payment Terms

Start offering instalments as a method to pay your invoices and watch your orders increase.

Sign up PaidTerms Capital
PaidTerms platform
PaidTerms Pro

How it works

Offer instalment payments to your customers to increase AOV and win more deals.

Create invoice
1

Send your payment link

Takes 60 seconds
Customer chooses instalments
2

Customer chooses plan

  • Reduces friction
  • Cashflow friendly
  • Easy payment
Pro Capital
Payments run automatically
3

Payments run automatically

  • Instalment 1: paid
  • Instalment 2: scheduled
  • Instalment 3: scheduled

Built for growth

Increase order value
Win more deals
Improve cashflow predictability
No operational overhead
Increase order value
Customers can afford to buy more when they can pay over time.
Win more deals
Give buyers a reason to choose you over competitors.
Improve cashflow predictability
Automated payments with smart retries — no manual follow-up.
No operational overhead
No chasing invoices, no manual follow-ups.

The shift in buying behaviour

For Cashflow

Customers buy based on cashflow, not price

Large invoices create friction when customers have to pay upfront. Splitting payments makes it easier to say yes without changing your pricing.

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Cashflow
For Ordering

Reduce friction at the point of purchase

Instalments remove the upfront burden, making it easier for customers to commit and complete larger orders.

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Ordering
Opportunity Cost

You are not discounting, you are enabling

Instead of lowering prices to win deals, offer flexibility. Customers get terms, and you unlock more revenue from every invoice.

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Opportunity Cost

Flexible instalment options

Offer flexible instalment options tailored to your customers, helping them pay in a way that suits their needs.

3 month instalment plan

3 instalments

Pay invoice over 3 months

6 month instalment plan

6 instalments

Pay invoice over 6 months

9 month instalment plan

9 instalments

Pay invoice over 9 months

Flexible instalment plan

Custom terms

Create custom plan

Changing how invoices are sent in New Zealand

PaidTerms dashboard
Built for NZ B2B businesses

Turn invoices into structured monthly payments

Offer your customers the flexibility to pay over time while you stay in control. Automated payments, smart retries, and predictable cashflow built into every invoice.

3–9 months

Flexible instalment terms

Automated

Payments and smart retries

Bigger orders

Customers can afford more

Less admin

No chasing invoices

Everything in one place

Create payment links, offer instalment plans, and track every payment from a single dashboard.

Create payment links

Generate a link and add it to any invoice or email.

Customer chooses plan

Offer 3, 6, or 9 month options at checkout.

Track payments in real time

See paid, scheduled, and upcoming instalments.

PaidTerms dashboard
Built In New Zealand 🇳🇿

Turn Payment Terms Into Your Competitive Edge

Offer instalments to your customers and make it easier for them to say yes to larger purchases.

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Frequently asked questions

Everything you need to know about PaidTerms Pro.

What is PaidTerms Pro?

PaidTerms Pro lets you offer instalments on invoices so your customers can pay over time instead of all at once.

It helps remove friction at checkout and makes larger orders easier to say yes to.

How does it work?

You send an invoice or payment link using PaidTerms Pro. Your customer selects an instalment plan and agrees to the schedule.

Payments are then collected automatically over time based on the plan they choose.

When do I get paid?

With PaidTerms Pro, you are paid as your customer makes each instalment.

It is designed for businesses that want to offer instalments without needing funded upfront settlement.

Do my customers choose the instalment plan?

Yes. Your customer is shown available instalment options and chooses the plan that works best for them.

This makes the payment experience more flexible and helps reduce resistance at the point of purchase.

Why use PaidTerms Pro instead of offering normal terms?

Traditional payment terms often mean manual follow-up, delayed payment, and uncertainty.

PaidTerms Pro gives your customers flexibility while turning repayment into a structured, automated schedule.

How does this differ from PaidTerms Capital?

PaidTerms Pro helps you offer instalments and collect payments over time.

PaidTerms Capital pays you upfront, in full, while the customer repays over time. Pro is non-funded instalments. Capital is funded upfront settlement.

Will this help me win more deals?

That is the goal. When customers can spread the cost, larger purchases often become much easier to approve.

PaidTerms Pro helps you compete on payment flexibility without relying on discounts.

Do I need to chase payments manually?

No. PaidTerms Pro is built to automate the repayment schedule and reduce manual follow-up.

You can track what has been paid, what is scheduled, and what is coming up from one place.

Who is PaidTerms Pro best for?

PaidTerms Pro is ideal for businesses that want to increase order value and offer more flexible payment terms, but do not need funded upfront payment.

It works especially well for merchants who want a simple way to offer instalments as part of their sales process.