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Buy Now Pay Later for Waste Management

We help waste management companies offer flexible payment terms to commercial clients and facilities, enabling larger service contracts while you get paid upfront with reduced credit risk.

Waste Management
Larger service contracts
Larger service contracts
Upfront payment
Upfront payment
Lower credit risk
Lower credit risk

Why Waste Management Companies Use Instalments

Enable larger service contracts while protecting your cash flow and reducing payment collection cycles.

Larger annual contracts

Commercial clients commit to comprehensive service packages when payment terms are flexible

Budget cycle constraints

Facilities and businesses need flexibility to align waste services with their fiscal planning

Eliminate payment delays

Long collection cycles and late payments impact your operational cash flow

Win more bids

Stand out in contract tenders by offering flexible commercial payment solutions

How it works

How It Works - PaidTerms

We give you a designated payment link to send to customers. Add it to your invoice email and let the buyer choose terms.

Send payment link

Your customer can split the invoice into 3, 6, 9, or 12 monthly instalments at checkout.

Customer chooses terms

PaidTerms runs a quick business check using NZBN and Centrix to confirm the buyer's details and approve the transaction.

We verify the buyer instantly

You receive the full invoice amount upfront, and your customer pays it off in instalments through PaidTerms.

You get paid, they get terms

Example: Commercial Facility Contract Using Instalments

See how the same scenario plays out differently

The Scenario

Buyer Type

Manufacturing facility needing comprehensive waste services

Contract Value Needed

$65,000 annual waste management contract

Traditional Outcome
  • Facility opts for basic service tier only
  • Contract approval delayed by budget cycles
  • Provider waits 60-90 days for payments
  • Lost revenue from reduced service scope
With PaidTerms
  • Facility commits to full $65,000 contract
  • Pays in 12 manageable installments
  • Provider receives $65,000 upfront
  • Comprehensive service package secured

FAQ for Waste Management Businesses Using B2B BNPL

What is B2B Buy Now, Pay Later (BNPL) for waste management businesses, and how does it work?

B2B BNPL allows your commercial customers to split waste management invoices into instalments (typically 3, 6, or 9 months) while services continue as normal. The customer selects an instalment option at quote or invoice stage and pays monthly, while you receive the full invoice value upfront—without needing to offer extended payment terms or manage credit in-house.

Can waste management providers offer instalments on large contracts, equipment, and site services?

Yes. B2B BNPL is well suited to high-value waste management contracts and services such as long-term commercial waste agreements, skip bin hire programs, recycling systems, compactors and balers, hazardous waste services, and multi-site rollouts. It enables customers to secure services and equipment without paying the full amount upfront.

Do waste management businesses get paid upfront if customers pay in instalments?

Yes. In a B2B BNPL model, the waste management provider is paid upfront and in full once the transaction is approved. The customer then repays the BNPL provider over time. This improves cash flow, removes receivables from your balance sheet, and reduces reliance on slow-paying trade accounts.

Is B2B BNPL safe for waste management providers, and who takes the risk if the customer doesn’t pay?

B2B BNPL is designed to reduce credit risk for waste management businesses. The BNPL provider assesses the customer and manages repayment, rather than the supplier carrying the risk or chasing overdue invoices. While terms vary by provider, repayment risk is typically held by the BNPL provider—not your business.

How does B2B BNPL help waste management businesses win contracts and increase average order value?

When customers can spread payments, they’re less likely to reduce service scope, delay equipment upgrades, or stage rollouts. This often results in larger contracts, longer service commitments, and higher adoption of recycling and sustainability solutions. Instead of discounting to secure work, waste management providers can use payment flexibility to improve conversion rates and increase average contract value.