7 articles
A trade account credit limit is the most you can owe a supplier at once. How NZ suppliers set it, why 20th-of-the-month terms mean you need more than a month's spend, and how to get it raised.
Read articleYour supplier has put your account on stop. What a credit hold means in NZ trade, why it happens, how to get the account released this week, and how to stop it happening again.
Read articleTrade references are other suppliers who vouch for how reliably a business pays. Learn what they are, how many NZ suppliers typically ask for, and how to write one.
Read articleWhat typically happens when a NZ trade account falls into default: supplier steps, credit reporting consequences, personal guarantee enforcement, and how to negotiate before it escalates.
Read articleA personal guarantee on a trade account makes a director personally liable if the business can't pay. Learn what it means, the real consequences, and whether it can be negotiated.
Read articleA step-by-step look at how NZ trade account applications work: credit checks, trade references, guarantees, credit limits, and what happens if you're declined.
Read articleA trade account lets a business buy from a supplier on credit and pay later. Learn what a trade account is, how it differs from a regular account, and what NZ suppliers require to open one.
Read articleEnabling NZ wholesalers to offer instalments as a payment option, while getting paid up front in full.
