Offer instalments directly from Xero
PaidTerms pulls in your Xero invoices automatically so customers can pay over time while everything stays synced and reconciled in Xero.
Takes about 2 minutes to connect
Works with the invoices you've already got in Xero
You don't change how you invoice. PaidTerms connects to your Xero and does the rest — pulling invoice amounts, sending payment links to your customers, and posting payments back when they land.
Three steps from Xero to paid
Connect Xero
One-click OAuth — no API keys, no developer setup. Links to your Xero in 2 minutes.
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Send an instalment offer
Your Xero invoices appear in PaidTerms. Click "Offer instalments" and a pre-filled email goes to your customer. One click. Done.
Customer pays, Xero updates
Customer enters their invoice number — amount confirmed live from Xero. When they pay, PaidTerms handles the rest.
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Automatic Reconciliation
Your Xero books stay clean without you touching a thing. Every payment, every instalment, every fee — posted automatically on both sides.
Frequently Asked Questions
No. Keep raising invoices exactly as you do now. PaidTerms reads them — you don't need to tag, flag, or export anything.
On PaidTerms Pro, your invoice balance updates automatically. On PaidTerms Capital, each payment is also posted to your designated clearing account in Xero — so your books reconcile themselves.
PaidTerms currently supports NZD invoices only.
About 2 minutes. You'll authorise the connection through Xero's standard login screen — no developer setup required.
Ready to connect your Xero?
Thousands of NZ businesses already invoice through Xero. PaidTerms turns those invoices into instalment plans in minutes.
